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Disaster Management QUESTION #6544
Question 1
What makes disaster risk insurance challenging to scale for vulnerable populations in Pakistan?
  • Insurance company reluctance
  • Affordability barriers, limited awareness, trust deficits, and lack of integration with existing social protection systems✔️
  • Government regulation
  • Lack of disasters
Correct Answer Explanation
Section 9.3 identifies multiple barriers: affordability (requiring subsidies), awareness (need for outreach), and integration challenges with existing programs. Scaling requires addressing these systemic barriers through government support, partnerships with microfinance, and simplified products.